On this page of StockholderLetter.com we present the latest annual shareholder letter from Affirm Holdings, Inc. — ticker symbol AFRM. Reading current and past AFRM letters to shareholders can bring important insights into the investment thesis.
Annual Report 2024
OUR MISSION Deliver honest financial products that improve lives
A F F IRM HO LD I NG S, INC. Fiscal 2024 Performance Highlights Active Consumers CAGR 16% Gross Merchandise Volume CAGR 31% FY 22 14.0M FY 22 $15.5B FY 23 16.5M FY 23 $20.2B FY 24 18.7M FY 24 $26.6B Total Revenue CAGR 33% Transactions Per Active Consumer FY 22 $1.3B FY 22 3.0 FY 23 $1.6B FY 23 3.9 FY 24 $2.3B FY 24 4.9 Active consumers Represents consumers who engaged in at least one transaction on Affirm s platform during the defined 12 month period. CAGR Represents the two-year compound annual growth rate calculated as of June 30, 2024.
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 • shareholder letter icon 10/25/2024 Letter Continued (Full PDF)
 • stockholder letter icon 10/20/2023 AFRM Stockholder Letter
 • stockholder letter icon More "Business Services & Equipment" Category Stockholder Letters
 • Benford's Law Stocks icon AFRM Benford's Law Stock Score = 63


AFRM Shareholder/Stockholder Letter Transcript:

Annual Report 2024

OUR MISSION
Deliver honest
financial products that
improve lives

A F F IRM HO LD I NG S, INC.
Fiscal 2024
Performance Highlights
Active Consumers
CAGR 16%
Gross Merchandise Volume
CAGR 31%
FY   22
14.0M
FY   22
$15.5B
FY   23
16.5M
FY   23
$20.2B
FY   24
18.7M
FY   24
$26.6B
Total Revenue
CAGR 33%
Transactions Per Active Consumer
FY   22
$1.3B
FY   22
3.0
FY   23
$1.6B
FY   23
3.9
FY   24
$2.3B
FY   24
4.9
Active consumers   Represents consumers who engaged in at least one transaction on Affirm   s platform during the defined 12 month period.
CAGR   Represents the two-year compound annual growth rate calculated as of June 30, 2024.

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shareholder letter icon 10/25/2024 Letter Continued (Full PDF)
 

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