AFRM Shareholder/Stockholder Letter Transcript:
Annual Report 2024
OUR MISSION
Deliver honest
financial products that
improve lives
A F F IRM HO LD I NG S, INC.
Fiscal 2024
Performance Highlights
Active Consumers
CAGR 16%
Gross Merchandise Volume
CAGR 31%
FY 22
14.0M
FY 22
$15.5B
FY 23
16.5M
FY 23
$20.2B
FY 24
18.7M
FY 24
$26.6B
Total Revenue
CAGR 33%
Transactions Per Active Consumer
FY 22
$1.3B
FY 22
3.0
FY 23
$1.6B
FY 23
3.9
FY 24
$2.3B
FY 24
4.9
Active consumers Represents consumers who engaged in at least one transaction on Affirm s platform during the defined 12 month period.
CAGR Represents the two-year compound annual growth rate calculated as of June 30, 2024.
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10/25/2024 Letter Continued (Full PDF)