On this page of StockholderLetter.com we present the latest annual shareholder letter from Orange County Bancorp, Inc. /DE/ — ticker symbol OBT. Reading current and past OBT letters to shareholders can bring important insights into the investment thesis.
The Bridge to Business Growth, Greater Wealth & Shareholder Value Orange County Bancorp, Inc. 2024 Annual Report

MEMBER Federal Reserve System Federal Home Loan Bank Federal Deposit Insurance Corporation SUBSIDIARIES Orange Bank and Trust Company ( Bank ) Hudson Valley Investment Advisors, Inc ( HVIA ) SHARES OF ORANGE COUNTY BANCORP, INC. STOCK TRADES ON THE NASDAQ STOCK MARKET UNDER THE STOCK SYMBOL OBT For information regarding stock transfers and other transactions, contact our Transfer Agent: COMPUTERSHARE, INC. 150 Royall Street, Canton, MA 02021 1.800.368.5948 OR ANGE COUNT Y BANCORP, INC. 2024 ANNUAL REPORT 1
Orange County Bancorp, Inc. Board of Directors Jonathan F. Rouis Chairman CPA Partner at RBT CPAs Michael J. Gilfeather President & CEO Marianna Kennedy Partner Drake Loeb PLLC Richard B. Rowley President & CEO Rowley Companies Gus J. Scacco Chief Investment Officer & CEO Hudson Valley Investment Advisors, Inc. Hudson Valley Investment Advisors Board of Directors Pictured Above: Michael J. Gilfeather William D. Morrison Richard B. Rowley Gus J. Scacco Denis Fatovic 2 Frank J. Skuthan ORANGE COUNTY BANCORP, INC. 2024 ANNUAL REPORT
Greg F. Holcombe President & CEO Holcombe Development Companies Kevin J. Keane Managing Partner PKF O Connor Davies William D. Morrison Principal Morrison Insurance Former Account Executive Marshall & Sterling Jonathan Schiller Founder, President and CEO of Hospicom Inc. Olga Luz Tirado President O Communications & Solutions, Inc. Elizabeth Stradar ORANGE COUNTY BANCORP, INC. 2024 ANNUAL REPORT 3
 • shareholder letter icon 4/11/2025 Letter Continued (Full PDF)
 • stockholder letter icon 4/14/2023 OBT Stockholder Letter
 • stockholder letter icon 4/12/2024 OBT Stockholder Letter
 • stockholder letter icon More "Banking & Savings" Category Stockholder Letters
 • Benford's Law Stocks icon OBT Benford's Law Stock Score = 99


OBT Shareholder/Stockholder Letter Transcript:

The Bridge
to Business Growth,
Greater Wealth
& Shareholder Value
Orange County Bancorp, Inc.
2024 Annual Report


MEMBER
Federal Reserve System
Federal Home Loan Bank
Federal Deposit Insurance Corporation
SUBSIDIARIES
Orange Bank and Trust Company (   Bank   )
Hudson Valley Investment Advisors, Inc (   HVIA   )
SHARES OF ORANGE COUNTY
BANCORP, INC. STOCK TRADES
ON THE NASDAQ STOCK MARKET
UNDER THE STOCK SYMBOL OBT
For information regarding stock transfers
and other transactions, contact
our Transfer Agent:
COMPUTERSHARE, INC.
150 Royall Street, Canton, MA 02021
1.800.368.5948
OR ANGE COUNT Y BANCORP, INC. 2024 ANNUAL REPORT
1

Orange County Bancorp, Inc. Board of Directors
Jonathan F. Rouis
Chairman
CPA   Partner at RBT CPAs
Michael J. Gilfeather
President & CEO
Marianna Kennedy
Partner
   Drake Loeb PLLC
Richard B. Rowley
President & CEO   Rowley
Companies
Gus J. Scacco
Chief Investment Officer & CEO   
Hudson Valley Investment
Advisors, Inc.
Hudson Valley Investment Advisors Board of Directors
Pictured Above:
Michael J. Gilfeather
William D. Morrison
Richard B. Rowley
Gus J. Scacco
Denis Fatovic
2
Frank J. Skuthan
ORANGE COUNTY BANCORP, INC. 2024 ANNUAL REPORT

Greg F. Holcombe
President & CEO   Holcombe
Development Companies
Kevin J. Keane
Managing Partner
   PKF O   Connor Davies
William D. Morrison
Principal   Morrison Insurance
Former Account Executive   
Marshall & Sterling
Jonathan Schiller
Founder, President and CEO
of Hospicom Inc.
Olga Luz Tirado
President     O Communications
& Solutions, Inc.
Elizabeth Stradar
ORANGE COUNTY BANCORP, INC. 2024 ANNUAL REPORT
3



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